In a large Dutch oven or heavy-bottomed pot over medium heat, warm the olive oil untilshimmering. Add the chopped onion, bell pepper, carrot, celery and 1/4 teaspoon of the salt. Stir tocombine and cook, stirring occasionally, until the vegetables are tender and the onion is translucent,about 7 to 10 minutes.
Add the garlic, chili powder, cumin, smoked paprika and oregano. Cook until fragrant while stirring constantly, about 1 minute.
Add the BULK INGREDIENTS and continue cooking, stir occasionally and maintain a gentle simmer for 30 minutes, reduce heat as needed.
Remove the chili from the stove and discard the bay leaf. Transfer 1/4 of the chili into a blender, be sure to get some of the liquid. Secure the lid and hold with a towel over it. Blend on low and be cautious as the hot steam can cause the top to fly off. Pour the blended mixture back in to the pot.
Stir in the chopped cilantro and lime juice. You may add more salt at this point if you prefer.
Ladle into bowls and add garnishes of your choice. ENJOY!!